OneBeacon Companies

At OneBeacon Government Risks we understand the unique aspects of protecting your clients' most important assets: the community and everyone who serves it. Specialized skills, industry-specific expertise and tailored products - all supported by superior service for you and your clients. That's the powerful advantage of OneBeacon Government Risk Solutions!

The Power of a Total Solution

OneBeacon has government entities covered with a menu of powerful solutions, @vantage for Government Risks, that enables your clients to select the structures and coverages that meet their evolving needs as public agencies. @vantage for Government Risks includes comprehensive property, casualty and professional coverages offered on a fully insured, deductible, self-insured retention or assumed reinsurance basis. Features include claims-made and occurrence options and, unique to Government Risks, the availability of premium reductions for your clients' green initiatives.

Targeted Class of Business

We are an admitted carrier with dedicated expertise in serving municipalities, counties, special districts including water and sanitation, non-rail transit authorities and other publicly funded agencies. Educational institutions are not within our appetite at this time.

Complete Liability, Auto and Property Protection

General Liability

• Bodily injury and property damage
• Personal and advertising injury
• Healthcare and social services liability
• Optional coverage for failure to supply and sexual abuse

Public Officials Liability

• Wrongful acts
• Employment practices
• Employee benefits administration
• Features include network security, privacy regulation, EEOC defense
• Claims-made or occurrence options

Law Enforcement Liability

• Law enforcement wrongful acts
• Features include coverage for prosecuting activities, sanctioned off-duty activities, third-party harassment

Automobile

• Liability
• Physical damage
• Uninsured motorist
• Tailored coverage extensions

Property

• Real and business personal property
• Contractors equipment
• Crime
• Features all-risk replacement cost
• Coinsurance options including agreed amount
• Blanket limit capability

Excess Liability

• Available for all casualty lines

Please refer to the actual policies for exact coverage descriptions and limits; exclusions and deductibles may apply. Coverages are subject to policy terms and conditions and may not be available in all states.

Other Programs

Renting your venue for one-time events?  Municipal space is often a desirable venue for meetings or other events hosted by third parties. While opening your facility to members of your community, it’s important to protect the municipality from liability due to negligent acts of the tenant from a specific event.  The TULIP Program from Entertainment Brokers International (another member of the OneBeacon Insurance Group) provides low-cost general liability coverage to third-party users of various venues and facilities.  You obtain the policy so that you’re aware of the terms, conditions and exclusions; the municipality is automatically named as an additional insured to the policy.

Superior Claims Service

When it comes to claims service, we really shine. With the OneBeacon @vantage, your clients benefit from strong claims-handling capability supported by state-of-the-art automation and a commitment to getting their operations up and running as soon as possible if they suffer a loss. We take great pride in the quality of our claims service, which has resulted in customer satisfaction ratings consistently in the 90th percentile due to...

• 24/7 claim reporting
• Initial claimant/injured party contact usually within 24 hours
• Timely and thorough claim investigations, including proactive steps to aggressively defend against fraudulent and unmeritorious claims

Minimized risk

The best way to protect your clients' operations is to incorporate proven, comprehensive risk control programs. OneBeacon Risk Control experts can help reduce or eliminate property, liability and auto losses through a customized loss-prevention program.

Contact Information

Lynne Grannen
Phone: 303.531.3828
lgrannen@onebeacon.com