Most businesses—no matter how small or well run—must comply with federal and state employment laws. But even the most conscientious employer can violate these very complex regulations without intending to—and thus face claims that can cost thousands to defend. You can protect yourself with the power of Employment Practices Liability insurance.
Employment Practices Liability insurance covers employers for allegations of wrongful termination, discrimination or harassment, including sexual harassment. It pays for liability damages and defense costs (within the liability limit) due to claims brought by full-time, part-time, temporary and seasonal workers.
Designed for small businesses, our product is available as an endorsement to your OneBeacon OnePac coverage, providing the convenience of just one policy.
Minimize Risk
If you have an employment-related claim, it’s critical that you present evidence of past efforts to prevent or correct unlawful practices. Our dedicated Web site offers you the tools to avoid such problems in the first place. At www.employerprotection.com/OneBeacon, you will find:
- Examples of employment risks
- An overview of employment laws
- Model employment policies and procedures
- Developments in employment law
- And more
Superior Claims Service
As a OneBeacon customer you benefit from the strong claims-handling capability of experienced employment-claim specialists. In addition, customers needing legal defense are represented by law firms that specialize in employment law.
Please refer to the actual policy for exact coverage descriptions; exclusions and deductibles may apply. Coverages are subject to policy terms and conditions and may not be available in all states.