COVID-19 Update

• Our focus remains on helping our employees, customers and communities through this crisis
• Since March we have provided over $350 million of relief, including premium reductions and payment flexibility, to over a million customers
• For the remainder of 2020 the crisis is expected to impact direct premiums written growth in the mid-single to low-double digit range, while underwriting performance is expected to be on track
• Our operations and service levels remain strong and we have begun a risk-based, voluntary return to the office strategy for our employees

Financial Results

• Net operating income per share up 63% to $2.35, with $0.64 per share of catastrophe losses
• Premium growth of 7% following the impact of relief measures and including The Guarantee Company of North America ("The Guarantee") acquisition. Integration remains on target.
• Strong underwriting performance across North America, with a combined ratio of 89.5%
• Balance sheet strength maintained with $1.7 billion of total capital margin and 22.1% debt-to-total-capital ratio
• BVPS of $53.95 increased 8% year-over-year on strong financial performance

TORONTO, June 9, 2020 /CNW/ - Charles Brindamour, Chief Executive Officer of Intact Financial Corporation (TSX: IFC), will participate in a virtual fireside chat as a part of the Morgan Stanley Virtual U.S. Financials Conference on Wednesday, June 10, 2020 at 2:30 PM EST.

COVID-19 Operational Update

• Our focus is on helping our employees, customers and communities through this crisis
• We are providing a range of relief measures to customers, including premium reduction and payment flexibility
• As of May 4, 2020 we have provided over $130 million of relief to approximately 390,000 customers
• While our employees are safe at home, our operations and service levels remain strong

Financial Results

• Net operating income per share of $1.61, includes $83 million of direct COVID-19 related losses
• Premium growth of 14% includes The Guarantee Company of North America ("The Guarantee") acquisition. Integration remains on target
• Combined ratio of 94.3% in the quarter, with 93.3% in Canada and 100.1% in the U.S.
• EPS of $0.66 was impacted by $96 million of equity impairments
• Strong capital position with 202% MCT, 24.1% debt-to-total-capital and $1.5 billion of total capital margin
• BVPS of $51.71 declined 4% in the quarter including $2.34 per share impact from capital market volatility

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has removed from under review with positive implications and upgraded the Financial Strength Rating (FSR) to A+ (Superior) from A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “aa-” from “a” of The Guarantee Company of North America (GCNA) and its subsidiary, The Guarantee Company of North America USA (GCNA USA) (Southfield, MI) which are newly added members to Intact Financial Corporation (Intact Financial). The outlook assigned to these Credit Ratings (ratings) is stable.

TORONTO, April 27, 2020 /CNW/ - Intact Financial Corporation (TSX: IFC) will release its 2020 first quarter results after the market closes on Tuesday, May 5, 2020.

TORONTO, April 2, 2020 – Intact Financial Corporation (TSX: IFC) is focused on the well-being and safety of employees, while remaining open for business for our customers and brokers during the COVID-19 crisis. IFC and its employees are helping the most affected customers facing financial challenges as a result of the crisis and providing support to communities.

Highlights

• Net operating income per share up 8% to $2.08 in Q4-2019 driven by strong underwriting and distribution results
• Premium growth of 12% in the quarter and 9% for the full year led by rate increases
• Combined ratio of 91.5% in Q4-2019 with solid performance in all lines, despite elevated catastrophe losses
• Full year EPS of $5.08 drove BVPS up 11% to $53.97
• Operating ROE of 12.5% with $1.2 billion of total capital margin
• Quarterly dividend increased by 9% to $0.83 per common share
• Recently closed transactions were accretive to NOIPS in the quarter; integration is well underway

Intact Financial Corporation (TSX: IFC) will release its 2019 fourth quarter and year-end earnings results after the market closes on Tuesday, February 4, 2020.

TORONTO, Dec. 17, 2019 /CNW/ - Intact Financial Corporation (TSX: IFC) today announced changes to the roles and responsibilities of members of the company's leadership team. The new executive appointments are effective January 1, 2020.

TORONTO, Dec. 5, 2019 - Intact Financial Corporation (TSX: IFC) is pleased to announce it has been certified as a Kincentric 2019 Best Employer in Canada and in the United States. This year, as a result of being recognized in both countries, Intact also received the North America regional Best Employer certification.