Highlights

• Net operating income per share up 8% to $2.08 in Q4-2019 driven by strong underwriting and distribution results
• Premium growth of 12% in the quarter and 9% for the full year led by rate increases
• Combined ratio of 91.5% in Q4-2019 with solid performance in all lines, despite elevated catastrophe losses
• Full year EPS of $5.08 drove BVPS up 11% to $53.97
• Operating ROE of 12.5% with $1.2 billion of total capital margin
• Quarterly dividend increased by 9% to $0.83 per common share
• Recently closed transactions were accretive to NOIPS in the quarter; integration is well underway

Intact Financial Corporation (TSX: IFC) will release its 2019 fourth quarter and year-end earnings results after the market closes on Tuesday, February 4, 2020.

TORONTO, Dec. 17, 2019 /CNW/ - Intact Financial Corporation (TSX: IFC) today announced changes to the roles and responsibilities of members of the company's leadership team. The new executive appointments are effective January 1, 2020.

TORONTO, Dec. 5, 2019 - Intact Financial Corporation (TSX: IFC) is pleased to announce it has been certified as a Kincentric 2019 Best Employer in Canada and in the United States. This year, as a result of being recognized in both countries, Intact also received the North America regional Best Employer certification.

TORONTO, Dec. 2, 2019 /CNW/ - Intact Financial Corporation (TSX: IFC) announced that it has today completed the acquisition (the "Acquisition") of The Guarantee Company of North America ("The Guarantee") and Frank Cowan Company Limited ("Frank Cowan"), having received all required regulatory approvals.

Highlights

• Net operating income per share increased 18% to $1.91 driven by strong performances across the business

• Premium growth of 11% fuelled by rate increases across North America and unit growth momentum

• Strong combined ratio of 92.3% driven by solid underlying results in Canada and lower catastrophe losses

• Strong financial position with $1.1 billion of total capital margin and operating ROE of 12%

• On track to close the acquisitions of The Guarantee and Frank Cowan Company by year end

OneBeacon Insurance Group has recently awarded sixteen $2,000 college scholarships: eight to the children of OneBeacon employees and eight to children of the company’s distribution partners. Recipients were selected based on criteria such as academic performance, leadership roles and participation in school and community activities.

James Hamilton has joined OneBeacon Financial Institutions, a member of OneBeacon Insurance Group, as Vice President overseeing regional operations, and contributing to the management of the company’s public bank and insurance company portfolio. Hamilton reports to Kevin Koehler, President of OneBeacon Financial Institutions.

International Marine Underwriters (IMU), a member of OneBeacon Insurance Group, has introduced an enhanced Ocean Cargo policy designed to address the needs of an increasingly global ocean marine market and enable customers to easily review coverage details on a redesigned form.

Highlights

• Net operating income per share of $0.73 was impacted by severe winter weather
• Premiums grew 6%, driven by rate increases across our Canadian businesses in hardening market conditions, and strong new business growth in U.S. commercial
• Combined ratio of 101.5% reflects the impact of elevated weather losses in Canada while underlying performance improved across the business; U.S. profitability improvement plans are on track with a combined ratio of 94.0%
• Strong financial position with $1.4 billion of total capital margin and operating ROE of 11.9%